As our friends to the South continue with their efforts of cleaning up after Hurricanes Harvey and Irma and we follow Hurricane Maria closely, we are once again reminded about the huge role Flood Insurance can play in our lives.
FACT: Flooding is something that affects all regions, all states. In fact, nearly 90 per cent of all natural disasters include flooding.
Flood Insurance in Michigan
Flood Insurance is not like auto or home insurance; there are very specific rules that apply in each state. Don’t assume that if you were protected from flooding in a previous home insurance policy that you are protected once you made the move to Michigan.
In Michigan, we have three different categories that not only determine if you are eligible for flood insurance, but dictate if you MUST have flood insurance. Let’s take a look at some of the guidelines that determine your course of action:
To see what zone your community is in, and to determine if you are in a community that participates in the NFIP, call our team of experts at E&Y Agency. We know insurance and we know Michigan.
Call us at (248) 817-8071 … no commitment required to call, just an informational chat!