Still Not Certain About This Online Shopping Thing?

Tips that might make you feel more secure about online shopping

If you haven’t yet do any online shopping, or if you have, but did so with reservation, you are not alone. Many like the convenience that online shopping affords them, but when asked they admit to feelings of insecurity with regards to sharing their financial information to complete the transaction.

Online shopping isn’t going anywhere, so your E&Y Agency team wants to empower Michigan residents to make those online decisions with the knowledge that they are doing everything possible to stay safe.

What You Need to Know Before You Click “Buy”

1. 1. Shop at reputable online stores – do your research
   2. Ensure the website is secure before checking-out – the website URL should have an “s” in it “https”.
   3. Never make a purchase while on public WIFI because it’s easy for your information to be stolen.
   4. Protect your own information and ensure your spam filters and anti-virus protection is up to date
   5. Designate a credit card specifically for online shopping and keep the credit limit low… less than $2,500. If the card is compromised, the thieves will have less leeway with your money.
   6. Make sure you check your card activity regularly to catch any discrepancies in spending

Protecting Your Online Shopping Purchase In Transit

1. Ask for deliveries to be kept until you can sign or have someone sign on your behalf
2. Consider shipping to a nearby store for pick-up… an option available with many retailers who have a bricks and mortar option
3. If you are a frequent online shopper, consider installing a camera at the front door to monitor the comings and goings at all times

The more you know, the better protected you are with each delivery. If you make the wrong choice, it’s like throwing good money right out the door.

About E&Y Agency

E&Y Insurance and Tax Agents are dedicated to giving our clients the products that provide quality protection and value pricing and the peace-of-mind in times of crisis. Our goal is to establish a successful partnership with our clients, our staff members, and our partner companies. Our success is measured by our clients choosing us because they believe in our ability to meet or exceed their expectations of price, service, and expertise. Call us now to talk about your insurance or tax needs!