In a rapidly evolving marketplace, homeowners must stay up to date on their homeowners insurance and new strategies insurance carriers are using to evaluate properties. Some insurance carriers are now using new technology which is changing policies for homeowners . In a recent article published by the WPXI News Staff about how homeowners properties are now being surveilled using drones and becoming a target for insurance carriers.
Utilizing Advanced Technology for Property Evaluation
According to Mike Hughes, drones equipped with high-resolution cameras and advanced sensors are revolutionizing property evaluations by providing detailed aerial imagery. This technology allows insurers to capture precise data on property dimensions, condition, and potential hazards, such as damaged roofs or debris in yards. Satellite technology complements this by offering a broader view, helping insurers assess risks in remote or disaster-affected areas, ensuring comprehensive coverage and fair assessment for all policyholders. But what does this mean for homeowners? Insurers may not renew policies for homeowners when taking the new methods for property evaluation into consideration.
Preventive Measures Homeowners Should Take
Staying on Top of Maintenance
Regular home maintenance is crucial for preserving property value and ensuring safety according to Sears Home Services. Homeowners should routinely inspect their roofs for damage, clean gutters to prevent water issues, and maintain their HVAC systems to avoid costly repairs and insurance claims. Regular checks of plumbing systems and keeping the home organized can also prevent accidents and further damages.
Seeking Professional Advice
To effectively maintain a home, homeowners may benefit from professional inspections to identify potential risks, like faulty wiring, damaged roofs, and to make sure everything follows insurance requirements. Getting inspections regularly can help to prevent issues before they begin or stop them from worsening.
Conclusion
The new developments on the strategies some carriers may use to inspect homes are important for homeowners to know. Additionally, homeowners should be aware of the steps they can take to avoid changes or non-renewal of their policies. These changes can also be good for homeowners causing them to remain proactive towards the management and safety of their homes. As the insurance industry continues to evolve, staying informed and adapting to these changes will be crucial for homeowners looking to secure their property and peace of mind. This is made easier at E and Y Agency where we provide many different insurance carriers to suit everyone’s needs.
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