A Florida jury awarded $95 million in damages to a family whose son suffered serious injuries and whose daughter was killed by a drunk driver. The driver drove over 70 mph on the other side of the road with his lights off and crashed into the plaintiff’s vehicle.
The driver was sentenced to 7 years in prison. The jury found the owner of the bar where the driver excessively drank to be negligent. The jury awarded the plaintiff parents $59 million for their son, and $37 million for their daughter.
A typical bar or restaurant liability insurance policy has limits of about $2 million. Thus the plaintiff will most likely have to find additional ways to hold the owners of the bar accountable for the balance of the damages.
This case provides a warning to bar owners and restaurant owners everywhere to carefully monitor their patrons liquor consumption. More importantly, this example provides a great example, why a bar or restaurant owner should get a high liquor liability limit. When it comes to liability, there are three main types to keep in mind: negligence, property damage, and personal injury.The higher the liquor liability limit a business chooses, the more protection it will have against unexpected costs and expenses. A high liquor liability limit means you won’t have to worry as much about paying for the consequences of other people’s actions or negligence.
Our Bloomfield Hills, Michigan insurance agency is here to help you understand the best tyoe of insurance coverage for your restaurant or bar. Call us at 248-362-1313 or fill out the form below.
