According to a study published by JAMA Pediatrics, a leading medical journal for pediatricians, one of the leading causes of youth suicides in the United States is cyberbullying. The epidemic of cyberbullying online is much larger than we realize, and a variety of real-world, near-term solutions are needed to address it. Some insurance companies have started to offer cyberbullying coverage.
Is there Insurance that Covers Cyberbullying?
The right cyber insurance policy can provide much needed relief if you or a loved one becomes a victim of cyberbullying, revenge porn, or online harassment. Some insurance companies have added coverage to provide for cyberbullying and other cyber attacks. Cyberbullying insurance may cover the following:
- Psychological services
- Legal expenses
- Tutoring for missed school days
Cyber insurance policies offer a number of benefits. It can help victims address more than just legal fees and psychological trauma. Policies can pay for expenses that may not have been covered by other forms of insurance, such as expenses related to moving to another home (in cases where the cyberbullying is very extreme) . Additionally, many cyber polices also offer protections against data breaches and identify theft.
Do all Cyber Insurance Polices Offer Coverage for Cyberbullying?
While there are some companies who specialize in cyber insurance, it is still a relatively new industry. Not all cyber policies are created equal. Some only offer protection against cyberattacks such as identify theft and fraud, but don’t cover cyberbullying. When it comes to cyber insurance, we at E&Y Agency LLC will compare multiple policies to find the best one for you and your family. Let us help you find the proper coverage. Call us at 248-362-1313 or fill the form below.
