Put simply homeowners insurance gives you property and liability protection. Your homeowner insurance protects you from financial losses against theft, storms, fire, and flood. Your policy should cover those perils as well as many others. A good homeowners policy should provide coverage for dwelling, personal property, liability, medical, and loss of use.
Coverage Areas
Dwelling coverage pays for damage to your house and its outbuildings. Personal property coverage pays for theft, fire or storms that destroy your household items. Liability insurance protects you in the event that you are responsible for other people’s injuries or property damage. Medical payments coverage means that if someone gets injured in your home, they can be covered for medical bills. Loss of use will help ensure financial stability if your property is damaged and you don’t have a place to live. When it comes to homeowners insurance, you want to make sure that you’re covered.
Your homeowner policy
Homeowners insurance gives you property and liability protection. It is also an agreement between you and your insurer. Be sure to read it to see what the insurer agrees to do in return for your premium. You also have responsibilities in this contract, so make sure you know them. TheThe state of Michigan has created this handy guide to help consumers understand their homeowner insurance.
Why should you go through E&Y Agency for your homeowner insurance?
You can make your home and life secure with Homeowners insurance. E&Y Agency represents multiple reputable insurance companies (instead of just one). As a result, we can offer you the best homeowner insurance at the most competitive price. Give us a call at 248-362-1313 or fill out the contact form below.
