Are you looking for life insurance in Tennessee? E&Y Insurance Agency, LLC can help you find the life insurance policy that is Tailor made to accomplish your goals. Whether your goal is to protect your loved ones, pay estate taxes, diversify your portfolio, a child’s college tuition, or provide you with a tax free retirement income stream, we are able to help. We will be happy to sit down with you to review your liquidity, risk tolerances, and cash flow requirements and draw up a proper life insurance plan that meets your goals.
Many types of life insurance policies are available
If you are shopping for life insurance, the options and choices can be overwhelming. In fact, while writing this article we looked at what people have been Googling when looking for life insurance companies in Tennessee. Here are some of the keywords we received:
- Life insurance companies Tennessee
- Life insurance companies Memphis TN
- Life insurance companies Knoxville TN
- Life insurance Nashville TN
Some also try to be more specific by searching for a life insurance company with a specific name. For example, some people would using the following keywords: “Continental Life Insurance company of Brentwood Tennessee” or “American General life insurance Nashville TN.” Although those might be good starting points, there is more to getting a proper life insurance policy than location and the name of the carrier. For one, there is more than one type of life insurance policy available to consumers today. You probably have heard of term insurance and whole life insurance. But most have not heard of other life insurance policies such as Universal Life Insurance (UL), Guaranteed Universal Life Insurance (GUL), Indexed Universal Life Insurance (IUL), or Survivorship Indexed Universal Life Insurance (SIUL). When it comes to buying life insurance, it may be hard to know which policy is best for you. Our Tennessee licensed life insurance agency can make things easier by asking the right questions and explaining the different options available. We work with many life insurance providers to give you the best choice of available policies. Although we work with dozens of different providers, we are an independent agency, thus our loyalty remains with you the customer.
How much life insurance should I have?
“The general rule of thumb is 7-10x your annual income” here is a calculator which can help as well.
We spend time to assist you in identifying your financial obligations. This varies for each person. Considerations include income replacement, the number of years you want to support your family after you die, your family’s potential debts, schooling, lifestyle. In addition, we can help you take into account some of your existing assets like the property you have, money in your savings accounts, your IRA and 401K, etc.
Get the right Tennessee insurance agency working for you
We are ready to answer all of your life insurance questions and provide a pressure free atmosphere. To schedule an appointment with one of our agents just calls us at 248-362-1313 or submit the form below.
