Homeowners Insurance is a must for any home. It’s not just the exterior of the home that needs to be protected. Homeowners need to start thinking about their heating and cooling systems as well.
Oil furnaces are used in many homes for cooking and heating purposes. These furnaces are often dangerous as they can cause fires, spills, and leaks due to malfunctions. When getting a homeowners insurance policy, homeowners need to be aware of their environment and tell their agent about all products and equipment that uses oil.
Your Homeowners Insurance Might Not Cover Oil Damage
Homeowners get homeowners insurance to protect themselves from financial ruin due to a disaster. However, your average homeowner’s insurance policy will most likely not protect you from oil damages such as oil leaks and spills. Therefore, if you plan on heating your home with oil, then speak to your insurance agent about getting an insurance rider that will cover oil damage. A furnace disaster can be expensive and you do not want to be left with a huge bill just because of a minor malfunction.
Give us a call at 248-362-1313 or fill out the contact form below and we can set you up with a proper policy that will protect you against oil damage.
