Specialized Coverage – Truckers Insurance
Driving a truck means that you have special needs for truckers insurance to protect yourself in case of an accident or loss. Whether you work for a company, as an employee, a contractor, or are an independent owner/operator you may have different requirements. At E&Y Agency, we have a very thorough knowledge of the transportation industry and can help determine what you need, then find the right policies for you from among our many insurance providers. We can fit you with the right policy for general liability truckers insurance, cargo insurance, occupational accident insurance, bobtail insurance and more.
What is Bobtail Insurance for Truckers?
Driving a truck without a trailer attached is called deadheading or bobtailing. This can happen frequently when traveling from one delivery to the next pickup, in between loads or on the way to and from home. Bobtail insurance in Rochester Hills, Michigan is a form of liability insurance for independent truckers that covers damage that your rig may cause in an accident that happens when you are not under dispatch or actively engaged in pulling a load. Bobtail insurance in Rocherster Hills does not cover damage done to your truck, only damage done to other vehicles, property or people. Bobtail insurance in Rochester Hills is a specialized product with many restrictions and provisions and is often mistaken for non-trucking liability insurance, though there are differences. Contact an expert at E&Y Insurance Agency for help in finding the right policy and to obtain a quote.
Business Insurance Can Save Your Business
Independent truckers are small business owners and should treat their business accordingly with proper insurance to protect yourself and your family in the event that you are involved in an accident. While truckers have very specific truckers insurance needs, other small business owners have many options available to them as well, and in some cases require certain types of insurance by law. If you are a small business owner or thinking of going out on your own get in touch with us to talk about your business. We can help you determine what type of insurance you may be required to have, as well as provide insurance that can give you the peace of mind that your livelihood is protected from possible disaster.
We Also do Tax Preparation for Businesses and Individuals
Many small business owners do not know that insurance is an eligible expense that can be used to reduce your tax liability. In addition to serving the Michigan area including Rochester Hills, Royal Oak, Sterling Heights, Shelby Township, Macomb, Troy, Birmingham, and Rochester with insurance expertise, we are also a tax preparation firm and can give you advice and tax services for small businesses and individual tax returns. Call us or make an appointment to see us about tax preparation for your next income tax return and let us help ensure that you get the refund you deserve or minimize the amount you have to pay by claiming all eligible expenses and deductions. Complete the form below, or call us at 248-817-8071. Don’t forget to subscribe to our newsletter and check out on our blog.
