True Own-Occupation Coverage: A Critical Component of Financial Planning for Physicians Disability insurance is a cornerstone of financial planning for physicians, whose careers hinge on specialized skills honed over years of rigorous training. Research indicates that...
Are you sitting on a cash value life insurance policy or annuity you no longer need? What if you could turn that dormant asset into a tax-free powerhouse for your future long-term care—without losing a dime to Uncle Sam? The Pension Protection Act (PPA) of 2006 lets...
Whole life insurance dividends are a hallmark of participating policies, often marketed as a perk to boost cash value growth. Insurers spotlight the dividend interest rate to entice policyholders, but this figure alone can be deceptive when comparing options across...
Living with a pre-existing health condition can feel like a barrier when it comes to securing life insurance. Conditions like diabetes, heart disease, autoimmune disorders, or a history of cancer often lead to denied applications, unreasonable premiums, or the nagging...
A recent Los Angeles Times article highlights the growing challenges California homeowners face with their insurance coverage. The article references findings from Weiss Ratings based on 2023 data, which flagged several insurers. Among the concerns are major names...
Starting a medical practice is an exciting milestone in a physician’s career. While this is a great accomplishment, having medical malpractice insurance is very important to protect what you worked so hard for. Your practice, employees and you may be subjected...
