Declining Auto Insurance Rates

Get Lower Auto Insurance Rates After No-Fault Reform

Changes to the no-fault auto insurance rules in Michigan take effect on July 1, 2020. Be sure that you know the implications of changing your liability coverage, and know when you need to make the choice. The new rules allow drivers to choose the amount of liability insurance that they are willing to pay for. Previously, all drivers were forced to pay for unlimited liability which drove the cost of auto insurance rates up to be among the highest in the country. Give us a call if you would like to learn more about how no-fault reform affects you.

When Was the Last Time You Compared Car Insurance Rates?

Car insurance is, for many people a significant amount of their monthly costs.  But each year, at car insurance policy renewal time, people tend not to question the new premiums. In truth, it is good practice to shop around for better car insurance rates every few years, ar at least price check your premiums to ensure that you are still getting the best car insurance rates. It’s just the kind of thing that the best insurance agency can do to save you time and effort. Contact us using the form below to ask about getting better car insurance rates.

Car Insurance for Ridesharing – E&Y Insurance Agency

Driving for a rideshare company is a popular way to supplement your income. Most personal auto insurance policies don’t cover drivers for carrying paying passengers, and your policy may actually be voided if your insurance company discovers that you are rideshare driving. Rideshare companies do provide limited liability insurance to drivers, but it usually only covers you when a paying customer is in the car. The bridge between these two types of coverage is rideshare insurance. Most auto insurance companies offer it as an add-on to personal auto insurance policies and it isn’t very expensive. Talk to E&Y Insurance agency about it and stay protected! We can also help you find other types of commercial vehicle insurance, truckers insurance and bobtail insurance.  

Are You a Good Driver? Try Usage-Based Auto Insurance

Most people believe that they are good drivers and now, in the age of information, it is possible to get proof! Usage-based car insurance uses data collected as you drive, either by an app, or a device installed on your car. The data is hard proof for the insurance company that you exhibit safe driving skills, drive at off-peak traffic times and in locations that are deemed less risky. Learn more about usage-based insurance on our blog and call us to find out how it can save you money. 

E&Y Agency – Personal, Business Insurance and Income Tax Service

Looking for the best insurance agency in Troy, Michigan? Give us a call to talk about your personal and business insurance needs including home and condo insurance. We are also a tax preparation firm, specializing in income tax services for businesses, individuals and families. Get tax assistance and expert tax preparation. Call us at 248-671-6860, or ask us a question using the form below. 

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