I Need A Good Car Insurance Policy

Michigan has more than 6.9 million licensed drivers, which is nearly 70 percent of the state’s population. That’s more drivers than most other states have. Based on estimates from seven insurance companies, Michigan has an average yearly car insurance rate of about $2,484. However, the insurance rate you pay depends on a number of factors. If you are in need of a good car insurance policy to drive in the Michigan area, then E & Y Insurance Agency is the place for you! Our agents can help you find auto insurance that suits your individual driving needs.

Shopping for your car insurance policy

Shopping for car insurance can be daunting, so let’s look at how to get the best auto insurance rates in Michigan.

Shop around. It’s important to shop for different carriers. You want to know who will cover you at what price, if they require certain criteria, and what discounts can they offer you? If you can get at least 3 quotes, it’s enough to be able to compare coverage without overwhelming you with options.

Raise your deductible. If you decide to go with a higher deductible, you lower your insurance premium costs. However, in doing this you must make sure you have enough money set aside in the event you have a claim, as you’ll be covering a large chunk of the repair cost.

Have good credit. One of the benefits of establishing a good credit history is lower insurance costs. Insurance companies use credit information to help them price auto policies. Why? Research shows that individuals who have good credit history tend to make fewer claims.

Proudly servicing areas of Michigan like: Troy, Rochester Hills, Rochester, Birmingham, Flint, Saginaw, Royal Oaks, Sterling Heights, Auburn Hills, Pontiac, and many more! E & Y Insurance Agency is your one stop shop for car insurance, home insurance, and business insurance! Set up your meeting with one of the best insurance agencies today by clicking here, or by calling us at 248-671-6860.