LIFE INSURANCE

Life insurance is not an expense. Life insurance is future monies.

Life insurance is a highly customizable tool that can help individuals, families, and businesses achieve a myriad of personally tailored objectives.

We are frequently asked “what type of policy do I need” but the real question is: “what problem are we trying to solve?”

Is the goal to:

• Pay for your children’s college tuition?
•  Secure a legacy that you can pass on to your heirs with pride?
• Diversify your investment or retirement portfolio?
• Create liquid pools of tax-free monies to draw on easily?
• Income replacement to protect your loved ones?
• Ready access to a tax-advantaged “rainy day” fund?
• Protect and Grow your business?
• Minimize your taxes during retirement?

Different Types Of Life Insurance contracts can address a wide variety of specific needs:

• Term Life Insurance
• Whole Life Insurance (WL)
• Universal Life Insurance (UL)
• Guaranteed Universal Life Insurance (GUL)
• Indexed Universal Life Insurance (IUL)
• Survivorship Indexed Universal Life Insurance (SIUL)

Based on risk tolerances, liquidity, and cash flow needs, we can design a proper life insurance strategy custom-tailored to your unique set of circumstances, to help achieve financial security for you and your loved ones.