LIFE INSURANCE

Whole Life (WL) Insurance

Whole Life (WL) Insurance – Whole life insurance protects you for your entire lifetime as long as premiums are paid. Whole life insurance is for those looking for lifetime protection, predictability, guarantees, plus living benefits. In addition to providing a guaranteed death benefit, it also offers an important way to accumulate tax-advantaged cash, helping you save for retirement or the unexpected. You can access the cash value whenever you need to, whether for a new home, college tuition, or a tax-advantaged income stream during retirement. It is typically preferred by conservative investors and carries a higher cost due to all the guarantees.